Services
COMMERCIAL REAL ESTATE TRANSACTIONS
Our law firm specializes in providing comprehensive legal support to financial institutions and lenders involved in complex commercial real estate and business transactions. We offer strategic guidance across a diverse range of commercial property investments, including office buildings, retail centers, industrial facilities, and mixed-use developments.
Our expertise encompasses commercial real estate transactions, business acquisitions, and startups. We assist clients through intricate processes such as property purchases, sales, refinancing, mergers, acquisitions, and entity formations. Our team’s deep understanding of commercial real estate law allows us to structure complex transactions that protect our clients’ interests while facilitating smooth and efficient deal closures.
Our comprehensive service model includes thorough document reviews, due diligence investigations, and escrow management. We pride ourselves on delivering meticulous legal support that addresses the intricate challenges of commercial real estate and business transactions, helping our clients navigate legal complexities with confidence and strategic insight.
COMMERCIAL LENDING
Our firm stands as a trusted legal partner for banks and lenders, offering expert guidance through the intricate landscape of commercial transactions. We pride ourselves on our ability to navigate complex financial deals with a keen eye for detail and a deep understanding of regulatory frameworks. We excel in structuring transactions that align with our clients’ strategic objectives while adhering to legal and regulatory requirements.
In the negotiation phase, we leverage our extensive experience to advocate for our clients’ interests. Our approach is characterized by clear communication and strategic thinking, ensuring that every aspect of the deal is thoroughly examined and optimized. We work diligently to anticipate potential challenges and devise preemptive solutions, thereby smoothing the path to successful closings.
Our commitment to clarity and precision is evident in every document we draft and every advice we provide. We translate complex legal concepts into actionable insights, empowering our clients to make informed decisions. This dedication to transparency extends to our risk mitigation strategies, where we meticulously identify and address potential vulnerabilities in each transaction.
Compliance is at the forefront of our practice. We stay abreast of the ever-evolving regulatory landscape, ensuring that each transaction not only meets current standards but is also positioned to withstand future scrutiny. Our proactive approach to compliance helps our clients navigate regulatory challenges with confidence, minimizing risks and maximizing opportunities in their commercial endeavors.
Conventional Lending Services
Our firm provides comprehensive legal support to lenders engaged in a wide spectrum of conventional lending activities, with a particular focus on commercial real estate transactions and business financing. We offer tailored assistance for commercial real estate loans, guiding lenders through the intricacies of title examination and security interests. Our expertise extends to construction financing, where we help structure loans that accommodate the unique challenges of phased funding and evolving collateral.
In the realm of equipment financing, we craft agreements that precisely define the terms of the loan while ensuring proper collateralization. For working capital loans, we assist in creating flexible lending structures that meet the dynamic needs of businesses while protecting the lender’s interests. Our services encompass meticulous contract review, where we scrutinize every clause to identify and mitigate potential risks. We excel in loan document preparation, producing clear, comprehensive agreements that stand up to legal scrutiny.
Our team navigates the complexities of title and escrow processes with precision, ensuring clean title transfers and secure fund disbursements. We place a strong emphasis on regulatory compliance, staying abreast of the latest legal requirements to shield our clients from potential violations. This multifaceted approach allows us to facilitate timely and efficient closings, streamlining the lending process while maintaining the highest standards of legal diligence. By combining our deep industry knowledge with proactive problem-solving, we help our clients achieve their lending objectives with confidence and security.
SBA Lending Services
Our firm offers comprehensive legal services tailored specifically for lenders participating in the Small Business Administration (SBA) loan programs, with a primary focus on 7(a) and 504 loans. We leverage our extensive experience in navigating the complex landscape of SBA regulations to provide lenders with expert guidance throughout the loan process.
For 7(a) loans, we assist lenders with:
- Lender due diligence
- Ensuring compliance with SBA eligibility requirements
- Preparing loan documentation that adheres to SBA standards
- Advising on interest rate negotiations within SBA-approved limits
- Guiding lenders through the SBA’s guarantee process
Our expertise in 504 loans encompasses:
- Facilitating the unique tripartite structure involving a CDC, a bank, and the borrower
- Lender due diligence
- Ensuring projects meet job creation or public policy goals required by the SBA
- Advising on the fixed-rate, long-term nature of these loans, typically with 10-, 20-, or 25-year terms
- Guiding lenders through the process of funding major fixed assets that promote business growth
Our firm’s deep understanding of SBA regulations allows us to prepare meticulously compliant loan packages, significantly streamlining the approval process. We work diligently to anticipate potential challenges and address them proactively, minimizing delays and ensuring a smooth path to loan closure.
By partnering with our firm, SBA lenders can navigate the intricacies of these loan programs with confidence, knowing that their interests are protected while adhering to all necessary regulatory requirements.